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France Expat: Taxes & Registration

Understand PAS withholding, quotient familial, and French tax system.

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Quick Overview

France taxes worldwide income for tax residents (≥183 days or primary home in France) at progressive rates (0-45% income tax plus 17.2% social charges on investment income). Employed workers have taxes withheld monthly via prélèvement à la source (PAS) starting immediately. Your numéro fiscal (tax number, 13 digits) is assigned automatically after first tax return. Annual tax returns (déclaration de revenus) are mandatory each April-June online at impots.gouv.fr. France's quotient familial system divides household income by "parts" (célibataire=1, married=2, +0.5 per child) significantly reducing tax for families. Self-employed register with URSSAF and pay quarterly/monthly charges (22-45% of revenue) plus annual income tax.

Key Facts

Income tax rates

0-45% progressive (11% average effective rate)

Prélèvement à la source (PAS)

Monthly tax withholding (automatic for employees)

Tax return deadline

April-June annually at impots.gouv.fr

Social charges

17.2% on investment income, included in salary tax

Quotient familial

Family-based tax calculation reducing tax significantly

Key agencies

Direction Générale des Finances Publiques (DGFiP), URSSAF

How It Works

France Expat: Taxes & Registration in France

France taxes worldwide income for tax residents defined as: (1) primary residence (foyer) in France, (2) main professional activity in France, or (3) ≥183 days in France. Income tax (impôt sur le revenu) ranges 0-45% on brackets, plus 17.2% social charges (CSG, CRDS) on investment income. Employed workers: taxes withheld monthly via prélèvement à la source (PAS) based on previous year's income, adjusted annually. Must file annual déclaration de revenus online at impots.gouv.fr each April-June even if taxes already withheld. Receive numéro fiscal (13-digit tax number) after first return. France's quotient familial system divides household income by "parts familiales" (célibataire=1 part, married/PACS=2 parts, +0.5 per child 1-2, +1 per child 3+) dramatically reducing tax for families. Self-employed: register with URSSAF and Centre de Formalités des Entreprises (CFE), pay charges sociales (22-45% depending on regime) quarterly/monthly, plus annual income tax. Auto-entrepreneur (micro-entrepreneur) pays simplified charges: ~22% services, ~12.8% commerce (includes health + retirement). Tax reductions available for: childcare (crédit d'impôt garde d'enfants), home renovation (energy efficiency), charity donations, employment of household help. Double taxation treaties with 120+ countries. Non-residents pay tax only on French-source income at non-resident rates.

Getting numéro fiscal and understanding tax system

Determine tax residency status

Understand if you are French tax resident.

Prélèvement à la source (employed workers)

Monthly tax withholding from salary.

Create impots.gouv.fr account

Online tax portal account.

File first tax return (déclaration de revenus)

Annual income declaration.

Receive numéro fiscal

Your 13-digit tax identification number.

Register as auto-entrepreneur (self-employed)

Simplified self-employed regime.

Tax obligations for self-employed

Charges sociales and income tax.

Understand quotient familial

Family-based tax calculation.

Additional tax and registration requirements

Taxe d'habitation (housing tax - mostly abolished)

Annual local housing tax.

Taxe foncière (property tax for owners)

Annual property tax for homeowners.

Get French phone number

Essential for all services and 2FA.

France Expat: Taxes & Registration Costs in France (2025)

Income tax (employed)0-45%

Progressive rates, withheld monthly via PAS

Social charges17.2%

On investment income (CSG+CRDS)

Auto-entrepreneur charges~22% services / ~12.8% commerce

Includes health, retirement, family benefits

Versement libératoire1-2.2% of revenue

Optional simplified income tax for auto-entrepreneurs

Tax advisor (comptable)€80-200/month

For non-auto-entrepreneur self-employed

Taxe d'habitation€0 for most

Abolished for 80% of households

Taxe foncière (property owners)€500-2,000/year

Only for homeowners, not renters

Total
Varies widely - employed workers: automatic PAS withholding / self-employed: 22-45% charges + income tax

*France has complex but fair tax system with family-friendly quotient familial. Employed workers benefit from automatic PAS. Self-employed face higher complexity. Prices current as of January 2025.

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