Plan Your Budget in Spain

Compare living costs across Spanish cities and create a realistic monthly budget

What this tool does

The Lifetti Cost of Moving to Spain Calculator is a free tool that estimates how much money you need to move to Spain in 2026, your emergency fund, visa income proof, rental deposit and one-off setup costs, and compares the total across Madrid, Barcelona, Valencia and other major cities.

  • Total cash-to-move estimate, compared across major cities
  • Includes deposit, setup costs and a 3-month emergency buffer
  • Helps meet non-lucrative and digital nomad visa income proof
  • Free, no sign-up

Best for: expats planning a move to Spain and budgeting visa or relocation costs

Adjust Your Lifestyle

Fine-tune based on your habits
Groceries

Average

Dining

Average

Transport

Average

Fun

Average

Health

Average

Madrid

Community of Madrid

Avg. Salary

2,200

Monthly Cost

2,105

Housing

1200

Utilities

120

Internet

35

Groceries

280

Dining Out

180

Transport

55

Money-Saving Tips

Mercadona/LidlSave 20-30% on groceries
Transport passMonthly pass vs tickets
Menú del día3-course meal €10-15
Local gyms€25-35 vs €50+ chains
WallapopSecond-hand furniture
Share rentSave 40-50% on housing

Your estimate: €2,105/month in Madrid. A relocation specialist typically saves movers €3,000–15,000 on deposits, agency fees and visa proof, and handles the paperwork end to end. Free quote →

The more you tell us, the better the match. Plain English is fine.

Free shortlist · no charge unless we find at least 3 matches

Get non-lucrative visas, NIE and residency handled by experienced Spanish immigration lawyers.

Frequently Asked Questions

What it really costs to move to Spain, and how much cash to have ready.

Is there a free calculator for the cost of moving to Spain?

Yes, Lifetti offers a free Cost of Moving to Spain Calculator. It adds your emergency fund, visa income proof, rental deposit and one-off setup costs and compares the total cash you need across Madrid, Barcelona, Valencia and other major cities. No sign-up required.

How much money do I need to move to Spain in 2026?

Most people need a buffer of €10,000–€20,000 to move to Spain comfortably: a 2–3 month rental deposit, first month’s rent, flights and shipping, and a 3-month emergency fund covering rent, food, transport and insurance. Lifetti’s free calculator works out your exact figure by city. Visa applicants also need to show separate proof of income or savings.

What is the income requirement for the non-lucrative visa?

The non-lucrative visa requires proof of roughly €2,400/month (about €28,800/year), based on 400% of Spain’s IPREM, plus around €600/month for each dependent. The figure is updated annually with the IPREM.

How much is a rental deposit in Spain?

For a main home, the legal deposit is 1 month’s rent, but landlords commonly ask for 1 month deposit plus 1–2 months as an additional guarantee, so budget 2–3 months of rent upfront plus the first month.

Which Spanish city is cheapest to move to?

Valencia, Seville and Málaga are generally cheaper than Madrid and Barcelona for both rent and setup costs. This calculator compares the total cash you need across major Spanish cities so you can plan your budget.

Let Flat Spain do the searching for you

Describe your ideal home in plain English. Flat Spain automatically searches five platforms at once, puts every listing through the Flat Spain 16-Point Scam Screen, and delivers a ranked shortlist, usually in minutes.

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