🇩🇪 Germany
Showing Germany rates.
🇩🇪 German Property Cost Calculator
Every buying cost, using 2026 rates
Property details
On a house or flat sold to a consumer the commission must be split, and your share cannot exceed the seller's.
Strongly advised on anything not newly built.
Naming a realistic value for the kitchen and fittings separately reduces the Grunderwerbsteuer base.
Cost breakdown
Budget roughly 9% to 12% of the price on top. German banks will not lend against these costs, so they must be in cash.
Taxes and duties
Unavoidable costs
Since December 2020 the commission on a house or flat sold to a consumer is split, and your share cannot exceed the seller's.
Strongly recommended
Cash you need on the day
Price €300,000 + costs €32,610 = €332,610
Estimates, not quotes
Tax rates are 2026 figures for Germany; professional fees are typical market ranges and vary by property and provider. Reliefs for first-time buyers, families and younger buyers exist in most of these systems and are not applied here. Always get written quotes and check the current rate with the authority before you commit.
Your estimate: €32,610 in buying costs in Germany. A property lawyer typically saves buyers thousands by catching overpriced fees, unfair clauses and avoidable taxes before you sign. Free quote →
What this is based on
2026 rates · Grunderwerbsteuer is set by each Bundesland
Rules and rates change. This tool gives you an informed starting point and the legal references to check, it is not legal or tax advice, and it does not replace a professional where money or deadlines are at stake.
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