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🇮🇹 Italian Property Cost Calculator
Every buying cost, using 2026 rates
Property details
Buying from a private seller you can ask in the deed for the "prezzo-valore" system, which taxes the cadastral value instead of the price. It is usually well below the market price, so this is where the saving is. Your notary or agent can give you the exact figure from the rendita catastale.
Main-home relief cuts registration tax to 2%, or VAT to 4% on a new build. You must move your residence to the municipality within 18 months.
VAT applies to the price instead of registration tax on the cadastral value.
Commission is typically 2% to 4% plus VAT from each side.
Cost breakdown
Budget roughly 9% to 15% of the price on top, and much less if the prima casa relief and prezzo-valore both apply.
Taxes and duties
Minimum €1,000 for a prima casa.
Unavoidable costs
Negotiable, and owed only once the preliminary contract is signed.
Strongly recommended
Undeclared building works are the most common cause of an Italian purchase failing.
Cash you need on the day
Price €300,000 + costs €19,280 = €319,280
Estimates, not quotes
Tax rates are 2026 figures for Italy; professional fees are typical market ranges and vary by property and provider. Reliefs for first-time buyers, families and younger buyers exist in most of these systems and are not applied here. Always get written quotes and check the current rate with the authority before you commit.
Your estimate: €19,280 in buying costs in Italy. A property lawyer typically saves buyers thousands by catching overpriced fees, unfair clauses and avoidable taxes before you sign. Free quote →
What this is based on
2026 rates · Agenzia delle Entrate, buying a home
Rules and rates change. This tool gives you an informed starting point and the legal references to check, it is not legal or tax advice, and it does not replace a professional where money or deadlines are at stake.
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